Hi, Our dealership has entered into the online sales of vehicle accessories, cleaning products and performance enhancement products like lubricants/oil. In the beginning phase, we used Paypal as the online payment system. We wish to get a more reliable and safe payment processing system for our business. We decided to go for a good merchant account solution. Then, I found about high risk payment processing systems. I read that having a high risk merchant account provides added protection. The benefits are listed in the link. But, I don't know whether we need a regular merchant account or a high risk account. If anyone has apt knowledge on this, please help me with your suggestion and advice. Thanks in advance.