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ADF and STAR are both just different formats of XML files.

In pseudo format they would look like this:


<vehicle>

<make>Toyota</make>

</vehicle>


<customer>

<first_name>Craig</first_name>

<last_name>Hooghiem</last_name>

</customer>


They're just passing data.

The standard way to send the data is either in an email or POSTed to a web service, but I would say 90% of CRMs just want an email with the code in the body or in an attachment.


As for industry standard, it is ADF today but STAR is used when financing information and other critical information is required.