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Yeah, it's definitely more difficult for independent dealers to get lenders nowadays. Some credit unions won't even sign up new independents unless you're grandfathered in. That's why some independents buy a "cheap" franchise rooftop like Mitsubishi to get access to more lenders.


Shameless (but relevant) plug - our dealer group owns a finance company, Gateway Financial, that partners with outside independent dealers in 23 states:

[URL unfurl="true"]https://www.gatewayfinancial.org/[/URL]