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Hello, I was wondering if it is possible, in California at least, to inform a customer that I can get his interest rate lowered if he purchases a warranty? I have been told mixed answers, I know if I withhold information that makes it illegal. If I inform the customer that is the case because the bank charges an insane lender fee and in order for us to be able to actually lower their rate they would need to purchase a warranty?The bank is charging an extra $1,100 if we lower the rate by 1.5%
Hello, I was wondering if it is possible, in California at least, to inform a customer that I can get his interest rate lowered if he purchases a warranty? I have been told mixed answers, I know if I withhold information that makes it illegal. If I inform the customer that is the case because the bank charges an insane lender fee and in order for us to be able to actually lower their rate they would need to purchase a warranty?
The bank is charging an extra $1,100 if we lower the rate by 1.5%
