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Just a thought.  Maybe the restrictions on your site is coming from your manufacturer and not cobalt. 

In my eyes as long as you don't have two sites battling for the same keywords you should be fine.  I would do two totally different campaigns and primary keywords, one for each site. 

Just another tip: if you are paying for clicks the second part of that is conversions.  Make sure your phone number is above the fold and noticeable and research what chat does.  Both of those are going to be your money makers with conversion.  Forms are cool and a must have but less people fill them out every day.