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1password won't help if your laptop gets stolen. Keeping passwords in computer memory is only secure if you truecrypt the entire drive. It WILL however avoid being exploited by keyloggers. I see keyloggers on about 1 in 20 virus infected computers so its well worth it for that.


A password vault on a mobile device is a good 2nd option to brainpower. Since the blackberry vault is encrypted it can't* be hacked, and since you don't use the vault to directly access websites it can't be circumvented.


Password Keeper and KeePass are another two good mobile solutions. Password Keeper actually wipes the vault clean if you fail to login 10 times in a row so it can't be brute force hacked. KeePass works on many more platforms and is freeeee :)



My wife plays an online MMO (Runes of Magic) that goes so far in that it uses an on-screen keyboard that constantly changes position if you want to type in your password securely. Even if someone is tracking mouse clicks they can't follow the random keyboard!


[/paranoia]


*so far