-
This thread is just the tip of the iceberg.The people ahead of the curve aren't Googling for answers — they're already in here, having the conversations you haven't found yet. DealerRefresh is free.Get the full picture →
NIADA Business Mastercard (Affiniti) — DealerRefresh Vendor Library
Affiniti Finance, Inc. is a venture capital-backed fintech company that serves as the program manager for the NIADA World Elite Business Mastercard, a…
About suggest a correction →
Affiniti Finance, Inc. is a venture capital-backed fintech company that serves as the program manager for the NIADA World Elite Business Mastercard, a co-branded business credit card designed exclusively for independent automobile dealers. The card offers features such as 2.1% cash back on all purchases, no annual fees, unlimited employee cards, QuickBooks integration, and expense management tools, all issued through Patriot Bank, N.A. under a Mastercard license. Affiniti partners with major trade associations across multiple industries to deliver industry-specific business credit card and AI-powered spend management platforms tailored to small and medium-sized businesses.
What you do with it
consolidate and track all dealership spending in one platform with automatic expense categorization and QuickBooks integration, so they can reduce accounting overhead and gain real-time visibility into cash flow
When a dealer needs to manage operating expenses across inventory, parts, auctions, and vendor payments without a dedicated finance team
access short-term working capital against outstanding invoices without disrupting personal credit or lengthy underwriting, so they can bridge cash gaps and maintain operational liquidity
When a dealer is managing cash flow between invoice payments and customer sales settlement
earn industry-specific cash back rewards on dealership-relevant expense categories at scale, so they can recover revenue from necessary operating expenses
When a dealer is spending thousands monthly across high-volume vendor categories (parts, auctions, services)
Community evidence
No DealerRefresh discussion found for this vendor yet.
No DealerRefresh discussion found for this vendor yet.
✏ Request an edit
See something wrong? We review all requests and apply corrections after staff review. No login required.
Corrections go to a review queue. Staff apply them after verification. Your IP address is hashed and stored to prevent spam.