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SMARTPAY — DealerRefresh Vendor Library
SMARTPAY (formerly SMART Payment Plan), founded in 2003 by CEO David Engelman, is an independent Austin, TX-based ACH bill-payment service offered through…
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SMARTPAY (formerly SMART Payment Plan), founded in 2003 by CEO David Engelman, is an independent Austin, TX-based ACH bill-payment service offered through car dealerships that splits customers' monthly auto loan payments into smaller automated installments aligned to their paydays, helping them pay off loans faster and avoid late fees.
What you do with it
help customers split their monthly payments into smaller installments aligned to their paycheck schedule, so they can reduce customer late fees and loan defaults
When a customer struggles to manage monthly auto loan payments and risks missing deadlines
provide customers with an ACH-based payment plan that automates installments to match payday cycles, so they can accelerate loan payoff and strengthen customer loyalty
When a dealer wants to improve customer loan repayment performance and retention
offer customers a flexible payment splitting service that eases cash flow pressure between paydays, so they can increase purchase intent and close more sales
When a dealer needs to differentiate their financing offer and reduce payment friction for buyers
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