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Anybody own a tow truck? Does it affect your insurance?

In a not for hire usage with your dealer tag to pick up Towing services or take cars to the auction and to deliver to customers.
Yes, in most states, you can use a dealer tag for not-for-hire transport like picking up auction cars or delivering vehicles to customers, as long as it’s directly related to dealership business. Always check your state’s DMV rules to confirm.
 

✨ AI Highlights

  • A dealer asks whether owning a tow truck for internal dealership use (auction pickups, customer deliveries) affects insurance costs.
  • Respondents confirm that tow truck ownership does impact insurance premiums and that maintenance fees are substantial, though one participant clarifies that dealer tags typically allow not-for-hire towing for legitimate business purposes if state regulations permit.

A dealer asks whether owning a tow truck for internal dealership use (auction pickups, customer deliveries) affects insurance costs. Respondents confirm that tow truck ownership does impact insurance premiums and that maintenance fees are substantial, though one participant clarifies that dealer tags typically allow not-for-hire towing for legitimate business purposes if state regulations permit.

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