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Great Thread.  I'll refrain from too much opinion as a former dealer only because I currently seek to build a better "Mouse Trap" and these companies would be considered the competition.  I guess it's out of some semblance of respect.  What I will say is that from the inside of the industry it was always clear that 3rd parties could do more, not just for dealers but for both sides of "The Deal".  You can do a lot from the position of middleman, far more than just taking a cut for making the introduction.  I'm just glad I got off my but and decided to take all those idea napkins from the bar and get to work.  Looking forward to what's next....