How much do you pay over prime with your flooring company and what are your terms? We are currently at 1.5 million with 2.0% over prime and 50/50/50. I Feel like we are leaving a lot of money and negotiation on the table. We recently heard a dealer down the street has 1.0% over prime with Nextgear Capital and 30/50/50 so that's our next goal unless you all have some better ideas and terms. Any input on dealer capital would be appreciated.