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Nick,

1). The carfax report won't fully address Ralph's worry.

2). Ralph is not going to your about us page. Hit him with your message right on your VDP.

3). Default payment calcs to produce lowest payments possible. I see you've adjusted them:

[ATTACH=full]2380[/ATTACH]

$1104 is still buzz kill.

Consider 10% down (or $5k) and bump it to 72 months:

[ATTACH=full]2381[/ATTACH]