Should cash purchase include conditional delivery?

[Tallcool1]

I've talked to them several times, in person too. Explanation is
"yes, attached insurance product and financing contract is in the agreement, but it does not apply, because we are not financing".
- Then should we strike it out if it doesn't apply?
"No, we dont modify agreements".

What they say to me doesnt make sense.

If you don't trust them then find another dealer.

To me, the story you are getting is 100% bullshit, "We don't modify agreements"? That document shouldn't exist.

Just move on to a dealer that you can trust. This sounds like too much brain damage.

 

[kylewilliam]

You are not overreacting. For a cash purchase, the contract should clearly say “Paid in Full” and not include finance or conditional language. Even checking things like taptap send reviews for guidance, walking out was the right move.

 

[levin233]

No, not overreacting. Cash purchase means full payment and ownership, no "conditional" anything. You were right to question it.

 

[Richie K]

My dealership's Bills of Sale have "Cash on Delivery" right above "Amount Financed", which is on the bottom line. For us, it doesn't matter if you financed or paid cash, that's how our paperwork prints and we can't change it. That could be the same as where you went to make a purchase. If you paid cash and didn't give any credit information for financing, I don't think there's any worry.
Of course, that's just how it works here, and I can't speak for other dealers.

RK

Update: we are now able to change where the final "cash" price shows up on our Bills of Sale so that there is no confusion to our customers who pay cash.

 

[carshopper]

Thanks for all advice folks.

After long back and forth I was able to improve some parts of the contract, others were "they won't change it for you". In the end we closed, I got title, etc. I did talk to finance guy at closing and he pretty much hit dead end trying to explain rationale of concerning features. Poor legal work I guess. But then, seems it's common across dealerships, I havent seen a contract that didnt have major issues like ones above. I guess paperwork is primarily tuned to financing and cash alternative is not attended with the same diligence.