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What is Cash for Clunkers (C.A.R.S.) Doing for YOU?

Hi Clunker Queen :) I haven't checked yet this morning, but 14 so far. We really got "caught-up" last week -- after we put July to bed. Submission is taking less time now -- we scan all documents in order into one PDF titled All_Documents_Attached per the NHTSA-NADA webinar on 8-3-09, and the site is working fine. With necessary docs going "upstairs" labled like I mentioned, we basically have a "scanner" and a "submitter" and are able to keep-up with new deals as they arrive. If your paperwork is in order, from scan to "submit," plan on 30 minutes or so for each one.
 
I recently partipcated in the program, having all my documentation in order. Two years worth of insurance, two years registration, yada yada. While putting my papers away, I realize that my insurance had actually lapsed by two days. I had switched companies. I cannot believe I did not remember and did not catch this...but worse..why didn't the dealer catch it? What do I need to do now? How much trouble will I be in and I hope to god my clunker hasn't been destroyed!
 
Sheri,
if the lapse was within the last twelve months the govt is supposed to reject the application for the money. it would be smart to let the dealer know immediately, and find out if they were accidently paid for it. doubtful, but you could get lucky. otherwise, the dealer will be just as eager to resolve this issue, so i would call them right away.
 
Hi, I am a customer and have just returned from out of town. Last weekend my girlfriend and went out shopping for the CARS program. I had done a lot of homework prior to going to the dealers and knew her car qualified along with her paperwork and various other facets of the program. While away, she panicked due to the new deadline and went out and cut the deal on her own. The dealer has violated the rules of the program and made her take her clunker home attempting to wait for approval and/or payment. The website clearly states that they are to release the new car before sending form to CARS. She signed the title of the clunker over to them, got financing, gave a 13k downpayment, and has no car to show for it. We are going to go there today and I will confront them on this and if the new car is not given, then I will threaten reporting them to NHTSA, CARS.gov, and my state's attorney general's office. She has a P/A signed by them. Is there any other advice that I could receive before going down there.
Thank you ahead of time!