- Sep 30, 2026
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- Daniel
We’re building a new floorplan option for independent used-car dealers and want blunt feedback before finalizing the product.
Beyond the headline rate, what matters most: advance rates, fees, curtailments, funding speed, title releases, inventory eligibility or access to an actual decision-maker?
If a new lender could improve only one of those, which would matter enough for you to move part of your line? And what would a new entrant have to prove before you trusted it?
Full disclosure: I’m on the lending side and we have a commercial interest in getting this right. If you’re actively evaluating another line or willing to pressure-test preliminary terms, feel free to message me.
Beyond the headline rate, what matters most: advance rates, fees, curtailments, funding speed, title releases, inventory eligibility or access to an actual decision-maker?
If a new lender could improve only one of those, which would matter enough for you to move part of your line? And what would a new entrant have to prove before you trusted it?
Full disclosure: I’m on the lending side and we have a commercial interest in getting this right. If you’re actively evaluating another line or willing to pressure-test preliminary terms, feel free to message me.
