I'll say very simply and with lots of confidence that a third party, a to z, online buying solution will be in place by the end of 2016. Yes this includes vehicle selection, trade valuation and offer, secured financing, and menu based F&I product sales. All done online.
@Chris Vester , it already is. Shop-Click-Drive is exactly that. It has been around for quite some time now.
Sooooo, I will bite. Tell me what you have inside knowledge of to the degree that you can confidently say that it will be in place in the next 7 months and 27 days?